This Article  First Home Buyer, Low Credit Score, Low Down Payment? Get An FHA Loan Easy In Scottsdale, AZ first appeared on PRBuzz.com

People living in Scottsdale, Arizona can now access a home loan easy and fast. People who are buying a home for the first time, have low credit and not enough down payment can still have a home thanks to the FHA loan in Scottsdale.

According to ABLEnding website, “FHA loans are mortgages insured by the Federal Housing Administration. These types of loans are very popular and are mostly used by first-time homebuyers since they have more relaxed underwriting requirements when compared to conventional loans. A borrower can qualify for the Arizona FHA loan with a 3.5% down payment and a credit score of 580 and above. If a down payment of 10% can be raised, the credit score can be as low as 500 to 579 which cannot be done on a conventional loan. Note that most lenders will set their own credit score minimums.”

Most people do not have access to information that can help them deal with the home loan application process. However, they do not have to worry since there are websites with all the necessary details and requirements that can be used in this process.

“I have worked with Mr. Ventrone on three occasions: older home purchase, refinance and new home purchase. He delivers personalized, knowledgeable, helpful, and impeccable service. Mr Ventrone is with you every step of the way, unlike the large lenders who continually pass you off to the next person…” said Don Stokes in a review about Mr. Ventrone, president of ABLEnding.

For people looking for mortgage, information is paramount and it is always a good idea to get the information from the right sources. Scottsdale is a great place to live in and the process of buying a home can be made easier by professionals in this field.

For more information and assistance, visit ABLending.com.