Scottsdale Mortgage Brokers Specializing in VA, FHA, Refinance and New Home Financing
Welcome to ABLEnding Inc. in Scottsdale where we work with our customers to get low interest rates, approved funding, and finalize down payments. When you call , you will be greeted by a knowledgeable Scottsdale mortgage broker who can answer your questions and help you navigate the loan process.
Scottsdale AZ is desert city in Arizona east of state capital Phoenix that has a population of 246,645; we are here to increase that number with your approved mortgage.
More about our Scottsdale location and directions
Arizona VA Loan Information and Eligibility
ABLEnding Inc is one of the Arizona VA Loan Specialist, a VA loan is a type of loan special for veterans, military personnel, and their spouses. The VA guarantees a portion of the mortgage to be paid in the event of the borrower defaults on the loan. Most VA loans allow for a 0% down payment and no monthly PMI at very competitive interest rates.
This loan is designed for the specific individuals above and they must meet some requirements. One of the benefits of a VA loan is the VA does no have a minimum credit score requirement however most …. read more
Arizona Refinance Mortgage Broker You Can Trust!
It is important to make informed decisions when refinancing your Arizona Refinance Mortgage Broker. Arizona home refinance means taking out a new loan with new loan terms. Some reasons borrowers refinance are to lower their payment, shorten their loan term or amortization, fix their rate from an adjustable rate, or get cash out for debt consolidation, home improvements, tuition, or other purposes.
Refinancing is quite simple… read more
Arizona FHA Loan Information and Qualifications
Arizona FHA loans are mortgages insured by the Federal Housing Administration. These types of loans are very popular. They are mostly used by first-time home buyers since they have more relaxed underwriting requirements when compared to conventional loans. A borrower can qualify for the Arizona FHA loan with a 3.5% down payment and a credit score of 580 and above. If you raise the down payment of 10% , the credit score can be as low as 500 to 579. This cannot be done… read more
What to expect from ABLEnding, Inc.
You will only work with an experienced Scottsdale mortgage broker. Our mortgage broker can guide you through the loan securement procedures. As a highly acclaimed Scottsdale mortgage lending agency, we are here to help. If you are unsure about how your money situation may affect your loan status, come to us for a clearer picture. We can find options that best align with your refinancing or home purchasing. Some of the things that make ABLEnding Inc stand out as one of the top Scottsdale Mortgage Brokers include the following:
Full service mortgage lender
We are able to offer loans as a larger mortgage service. These loans include VA and FHA loans in the Scottsdale area.
Safety and Security
There is a lot of personal information that goes into loan contracts.
However, you can depend on us to keep your information safe every step of the way.
The housing market can be competitive. In some cases, timing is everything. We will work on the clock to provide you options in a fast paced world.
Our Scottsdale mortgage broker representatives will work alongside you as you apply for loans. Expect quality customer care from ABLEnding Inc.
We will communicate with you and let you know what information you need to fill out contracts, as well as answer questions about documentation.
ABLEnding has over 40 years of home mortgage and financing expertise. Let us show you how we do mortgages in Scottsdale Arizona. At ABLEnding Inc. we work to provide the best loan experience in Scottsdale. Review our industry ratings. See what our customers say about us. Reference our customer reviews and read about how ABLEnding Inc. is a trusted leader in the Arizona mortgage industry.
Scottsdale Mortgage Broker Who Works For You
Rather than leave you stranded under piles of paperwork, ABLEnding, Inc simplifies the lending process while providing personalized service. Our Scottsdale Mortgage Brokers want to build sustainable relationships which is why 90%+ of our business is from referrals. As a top customer service provider, our mortgage brokers in Scottsdale are available 7 days a week. We are dedicated to creating the best experience for our clients. As a top broker in Arizona, we offer streamlined service that gives you more time to do other things.
Connecting Clients to Mortgage Lenders
At ABLEnding Inc. we work to connect our clients with backed lenders. Clients can depend on us to secure different lenders for a variety of loan options. We work with you to choose the lender that best fits your home refinancing project in Arizona. Our mortgage brokers, in Scottsdale connect our clients to lenders offering low interest, low down payment loans so your dreams of owning a new house come true.
Mortgage Lending Services Offered
- Voted Best Mortgage Company
- Top Producing Mortgage Broker
- Most Reviewed Mortgage Lender
At ABLEnding Inc. We provide traditional loans in Scottsdale as well as FHA loans, VA loans, and Adjustable Rate Mortgages. For a list of some of the services we provide read below!
Lowest Mortgage Rates
The current average 30-year fixed mortgage rate in Arizona increased 1 basis point from 3.76% to 3.77%. State mortgage rates today ranged from the lowest rate of 3.70% (IL, ND) to the highest rate of 3.83% (VT). Arizona mortgage rates today are 4 basis points higher than the national average rate of 3.73%. Current average 15-year fixed mortgage rate in Arizona increased 2 basis points from 3.13% to 3.15% and the current average 5/1 ARM rate is up 4 basis points from 3.23% to 3.27%
Variety Rate Loans
Our Scottsdale Mortgage brokers offer fixed rate loans, ARMs as well as interest only options. Our brokers will inform you about the benefits or risks associated with each type of loan offered in Scottsdale and also determine which rate best fits your finances.
Residential Property Loans
In addition to helping home buyers secure their first home, Scottsdale mortgage brokers also help buyers with primary residencies, second homes, and investment properties in the Scottsdale area. These include single family homes, multi-family homes, condos and townhomes.
Commercial Property Loans
Business owners looking to purchase additional office space can turn to us. We can arrange lending options for retail, construction, and customer service industries.
As an alternative to refinancing, opening up a home line of credit allows Scottsdale home owners to borrow money from your already purchased home. Ask us about our home equity services.
PMI, also known as Personal Mortgage Insurance in Scottsdale allows lenders to tack on additional fees to your lending contract. We communicate with clients and lenders because we want to keep fees at a minimum.
No Closing Cost Options
Most Scottsdale loans will come with closing costs. At ABLEnding Inc. we work with clients and lenders to negotiate and lower these fees.
Mortgage and Amortization Calculator
Using the cost of your home and down payment, we can determine the estimated monthly payments you will be making on your loan. In Scottsdale, we provide budgeting and also assist buyers in making the right choice for them.
Keeping up with Scottsdale Loan Trends
The broker industry, just like the housing market has its ups and downs. Not only will ABLEnding Inc. stay on top of the Scottsdale marketplace, we can also let you know how these changes will affect your loans and options. Factors including FHA loan limits, the variance in interest rates, and also the economic standing of lenders make for changes in lending and home mortgage options.
Our Scottsdale mortgage brokers work to maintain the ABLEnding INC. standard. Mortgage brokers in Scottsdale work to be knowledgeable experts in the field. They work to keep our clients informed about lending and loan trends in Scottsdale. We can also help you determine what time is best to secure refinancing or connect you with dependable lenders in the fluctuating sphere of finances.
So, are looking to purchase a new home, refinance, or simply need consultation, contact us. You can also speak directly to Mark Ventrone, President of ABLEnding Inc. Contact us now and experience the service and also learn about the lending options you deserve.